How It Works

A simple, reliable workflow to track who owes you money.

DebtTrack is built to be fast and frictionless. Follow this step-by-step guide to manage personal loans, track balances, share payment information, and keep every transaction accurate.

1

Create your account

  • Sign up in seconds with email or Google.
  • Choose a secure password and preferred currency.
  • Your account is ready immediately.

Tip: Use a strong password to keep your ledger secure.

2

Add your contacts

  • Create a contact for each person you track.
  • Each contact gets their own mini-ledger.
  • You can add unlimited contacts.

Tip: Group contacts by context (friends, clients, family).

3

Share payment information

  • Add your payment details so contacts know how to pay you.
  • Include bank account, mobile money, or reference codes.
  • View payment info shared by linked contacts.

Tip: Keep payment details updated for smooth transactions.

4

Record transactions

  • Log money you lent or repayments you received.
  • Select the currency and add a quick note.
  • Balances update instantly in real time.

Tip: Add short notes so you remember the reason later.

5

Monitor the dashboard

  • See total outstanding at a glance.
  • Review who owes you and how much.
  • Drill into any contact to see the full history.

Tip: Use the dashboard daily to stay on top of balances.

6

Customize your settings

  • Update your display name and preferred currency.
  • Change passwords anytime in settings.
  • All changes sync across devices.

Tip: Keep your preferred currency aligned with your primary income.

Account Setup

Secure signup in seconds.

Contact Entry

Add people you track.

Ledger Entry

Log loans and repayments.

Live Tracking

Balances update instantly.

Need more detail on privacy or features?